Terms and Conditions

1. Acceptance of Terms

These Terms and Conditions (the “Terms”) govern your use of the filibranch.info website (the “Site”) and all related services provided by filibranch (the “Company”). By using the Site, you agree to comply with and be bound by these Terms. If you do not agree, you may not use the Site.

The Company reserves the right to modify or update these Terms at any time without prior notice. Changes take effect when posted on the Site. You should review this page periodically. Continued use of the Site after changes are posted means acceptance of the updated Terms.

You confirm that you are at least 18 years old and have legal capacity to enter binding agreements. If you use the Site on behalf of a company or legal entity, you confirm that you are authorized to act on behalf of that entity.

2. Use of Service

The Company provides access to various services through the Site, including but not limited to software-as-a-service (SaaS) solutions. You agree to use the Site and services only for lawful purposes and in accordance with these Terms.

You agree not to use the Site to:

• violate any applicable laws or regulations;
• harm or attempt to harm other users;
• distribute viruses, malware, or other harmful technologies;
• gain unauthorized access to Company systems or networks.

The Company may suspend or terminate access to the Site at any time if you violate these Terms or if necessary to protect the interests of the Company or its users.

3. User Obligations

You agree to provide accurate, current, and complete information when registering and using the Site. You are responsible for maintaining the confidentiality of your password and for all activities under your account.

You must promptly notify the Company of any unauthorized use of your account or any other security breach. The Company is not responsible for losses resulting from your failure to comply with this obligation.

You also agree not to collect personal information about other users without consent and not to bypass any security measures implemented by the Company.

4. Intellectual Property Rights

All materials on the Site, including text, graphics, logos, images, and software, are the property of filibranch or third parties and are protected by copyright and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site and its materials solely for personal, non-commercial use. You may not copy, modify, distribute, or create derivative works from Site materials without prior written consent from the Company.

All rights not expressly granted in these Terms remain with the Company.

5. Limitation of Liability

To the fullest extent permitted by law, filibranch is not liable for any direct, indirect, incidental, punitive, or consequential damages arising from use of, or inability to use, the Site or services, including loss of profits, data, or other intangible losses.

The Company is not responsible for losses resulting from:

• use of or inability to use the Site;
• access to the Site or its content;
• unauthorized access to your data;
• actions or omissions of third parties.

If the Company is found liable for any damages, liability is limited to the amount you paid for services in the year preceding the claim.

6. Disclaimers

The Site and all services are provided “as is” and “as available” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

The Company does not guarantee uninterrupted or error-free availability of the Site, that defects will be corrected, or that the Site is free from viruses or other harmful components. You use the Site at your own risk.

The Company is not responsible for errors or omissions in Site content and does not guarantee the accuracy or completeness of information provided.

7. Indemnification

You agree to defend, indemnify, and hold harmless filibranch, its directors, employees, and agents from any claims, damages, costs, liabilities, and expenses, including reasonable legal fees, arising from:

• your use of the Site;
• your breach of these Terms;
• your violation of third-party rights;
• your violation of applicable laws or regulations.

The Company reserves the right to participate in the defense of any such claim at its own expense, and you agree to cooperate in that defense.

8. Governing Law

These Terms are governed by and interpreted under the laws of [Your State], without regard to conflict of law rules. You agree to the exclusive jurisdiction of courts located in [Your State] for disputes arising from these Terms or use of the Site.

If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full force and effect.

9. Dispute Resolution

Any dispute, controversy, or claim arising out of these Terms or use of the Site should first be resolved through negotiation between the parties. If no agreement is reached within 30 days, either party may submit the dispute to arbitration under the rules of [Specify Arbitration Organization].

Arbitration will be conducted in [Your State], and the arbitrator’s decision will be final and binding. Each party is responsible for its own arbitration costs.

10. Termination

The Company may suspend or terminate your access to the Site at any time without prior notice if you violate these Terms or if necessary to protect the interests of the Company or users.

Upon termination, all rights and licenses granted to you under these Terms terminate immediately. You agree to stop using the Site and delete any materials obtained from it.

Provisions related to intellectual property, limitation of liability, disclaimers, indemnification, and other terms that should survive by their nature remain in effect after termination.

11. Changes to Terms

The Company reserves the right to amend these Terms at any time. Any changes will be posted on this page with the date of the latest update. Continued use of the Site after updates means acceptance of the new Terms.

You should review this page periodically. If you do not agree with updated Terms, you must stop using the Site.

Some changes may require your explicit consent. In such cases, you will be notified appropriately.

12. Contact Information

If you have questions or comments about these Terms, please contact us: